TICK TICK TICK TICK - BOOM!

SPORTS HEADLINE-NFL PRE-SEASON FAVORITES DALLAS COWBOYS FACING CRISIS
Media outlets across the nation had crowned the Dallas Cowboys the best team in football before the season began. Coming off of a 13-3 season in 2007, returning 13 Pro Bowlers and having a collection of stars, it seemed like a foregone conclusion that they would run away with the NFC title and waltz into the Super Bowl.

A funny thing happened on the way to destiny. After a quick 3-0 start, the Cowboys have lost 3 of their last 4 games, had their often outspoken WR Terrell Owens complain about not getting the ball enough following a game where he was targeted 19 times, lost their Pro Bowl safety for the season and lost their starting QB for at least 3 weeks. They are now at a crossroads for their season with a difficult month ahead of them and on the verge of implosion.

PERSONAL DEVELOPMENT-
I remember my mother often repeating a chorus of a 1967 Temptations hit, 'Beauty's Only Skin Deep'. Just as great as things look on the surface, they may be just masking the turmoil that brews beneath. Being cautious amidst boundless optimism is a good trait to exhibit. It's often the things that look and seem too perfect and too polished that have the most tumult and tarnish. Look beyond the superficial and truly examine character in order to position yourself in the best company.

PROFESSIONAL DEVELOPMENT-
One of the major issues facing the Cowboys is the lack of 'one voice'. The owner/general manager is the highly visible Jerry Jones. The head coach is the ultimate nice guy Wade Phillips (pictured). The presumed head coach in waiting is offensive coordinator Jason Garrett, recipient of a new $3 million a year contract, making him the NFL's highest paid assistant coach. In business, during times of struggle, employees are looking for that one voice to galvanize the troops, be a shining beacon of hope and direction. When the message is muddled or diluted by too many voices, chaos ensues.

PERSONAL FINANCES-
Can you count up the number of your friends who got rich buying "A new system where you can make millions from your own home"? Where's your yacht, your 3 new sports cars, your 18 bedroom house? While there are some people who have gotten legitimately rich from systems on investing, real estate, day trading and other fads that have come and gone, for the most part when the product or system reaches the masses-the real money has already been made! It's very rare that a new process, product or system is simple and effective enough that just anyone can master it's techniques and strike it rich. Rather than chasing the gold every time it glimmers, use a systematic approach of diversified saving and investing wisely to build your fortune.

GAME PLAN-
All that glitters is not gold. It's a cliche but rings very true. For every time a team came from out of nowhere to become the Cinderella story, there are just as many teams that were billed as invincible and unstoppable but were fatally flawed. Get past the shiny exterior and really examine the nuts and bolts of anything you spend your valuable time or money on to be sure that it is worthy of you.